Guide
Your first 30 days in Europe: a step-by-step checklist
The first month decides how smoothly the rest of your stay goes. Here is the order to do things in: address, permit, bank, insurance, SIM and tax number.
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- Reading time
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- Time needed
- Time needed: 30 days
- Steps
- 7 steps
Quick answer
Register your address first, because almost everything else depends on it; in Germany this must be done within two weeks of moving in. Then complete your residence permit steps, open a bank account, confirm health insurance, get a local SIM and obtain your tax or personal identity number. Bring originals and copies of every document from Pakistan.
You have landed. The visa worked, the flight is behind you, and now come four weeks of paperwork that decide how smoothly the rest of your year goes. The good news is that the steps are similar across Europe and they follow a logical order. Most problems come from doing them in the wrong sequence or arriving without the right documents.
We have lived and worked in Europe for more than ten years and helped many people through their first month. This is the order we recommend.
What you need before you start
Pack these in your hand luggage, as originals plus copies, and keep scans in the cloud.
- Passport with visa
- Admission letter, enrolment certificate or employment contract
- Housing contract or temporary accommodation confirmation, with a landlord confirmation if your country requires one for registration
- Proof of funds (blocked account confirmation, scholarship letter or bank statements)
- Health insurance documents
- Degree certificates and transcripts, HEC-attested (see our attestation guide)
- NADRA marriage and birth certificates if family is with you
- Several passport photos to the country's specification
- A credit or debit card that works abroad, and some cash in euros or local currency
Step 1: Days 1–3: settle in and secure your temporary basics
Use the first days to settle into your accommodation, buy a local SIM card and find your way to the university or workplace. A local number makes every later step easier, since banks and authorities send verification codes by SMS.
Prepaid SIM cards are sold in supermarkets, kiosks and operator shops. Some operators ask for identity verification with your passport. Choose a plan without a long contract until you have a bank account and settled address.
Step 2: Week 1: register your address
Register your address with the local authority as soon as possible. In most countries this registration unlocks the tax ID, the bank account, the residence card and access to health care.
| Country | What registration is called | Key point |
|---|---|---|
| Germany | Anmeldung at the Bürgeramt | Legally required within two weeks of moving in; you need the landlord's confirmation (Wohnungsgeberbestätigung) |
| Luxembourg | Declaration of arrival at the commune | Do it promptly after arrival; your commune explains the deadline and next steps for the residence permit |
| Sweden | Population register at the Swedish Tax Agency (Skatteverket) | If your studies or work last at least one year; it gives you a personal identity number and access to health care |
| Finland | Registration at the Digital and Population Data Services Agency (DVV) | Needed for a personal identity code if you do not have one yet |
| France | No general address registration | Validate your long-stay visa online (see Step 3) |
| Italy, Spain, Belgium | Registration with the commune or town hall, often linked to the permit | Follow your university's or employer's guidance on local procedure |
Book appointments online early; in large German cities, slots can be scarce. If your housing does not allow registration, find out immediately and fix it, because it blocks everything else.
Step 3: Weeks 1–3: complete your residence permit steps
Most long-stay visas are only the entry ticket. The actual residence permit or card is issued, or activated, after arrival.
- Germany: book an appointment with the foreigners' office (Ausländerbehörde) to convert your visa into a residence permit before the visa expires.
- France: validate your long-stay visa (VLS-TS) online through the official ANEF platform within the deadline shown there, and pay the fee.
- Italy: apply for the permesso di soggiorno, usually through the post office kit, within the deadline given by the consulate or university.
- Spain: apply for your TIE card at the police station; appointments are needed.
- Belgium and Luxembourg: the commune guides you through the residence permit after your declaration of arrival; Luxembourg may require a medical check.
- Sweden and Finland: you usually receive your residence permit card before or shortly after arrival; check the instructions in your decision.
Bring every document, including originals, to each appointment.
Step 4: Weeks 1–3: open a bank account
Open a local bank account so you can receive salary or blocked-account payments, pay rent and avoid card fees. Banks usually ask for your passport, visa or permit, proof of address and sometimes your tax ID or enrolment.
Options:
- Traditional banks offer branch support and are sometimes required for certain payments.
- Online banks are quick to open with a passport and app, and are useful in the first weeks.
For Germany, link your blocked account to the current account so monthly payments arrive; see our blocked account guide.
Step 5: Weeks 1–4: confirm health insurance
Make sure your health insurance is valid and correctly registered locally. Insurance rules differ sharply, and a gap can cause problems with your permit and with any medical bills.
- Germany: students under statutory insurance register with their insurer and get a confirmation for the university; workers are registered through the employer.
- France: students register with the national health insurance online.
- Sweden: people registered in the population register access public health care; if your studies last less than a year you need comprehensive private insurance.
- Other countries: follow your university's or employer's instructions and keep proof for permit renewals.
Step 6: Weeks 2–4: get your tax or identity number
You need a tax ID to work and often for many other services. In most countries it follows automatically or quickly from address registration.
- Germany: the tax ID (Steuer-ID) is sent by post a few weeks after Anmeldung.
- Sweden: your personal identity number from Skatteverket works as your tax and administrative ID.
- Finland: a personal identity code and a tax card from the Finnish Tax Administration if you work.
- France, Italy, Spain, Belgium, Luxembourg: you receive a tax or social security number through the relevant authority or employer; ask your university or HR.
If you work part-time, give the tax ID to your employer immediately; otherwise tax may be withheld at a higher rate.
Step 7: Week 4: set up the rest of your life
With the essentials done, take care of the things that make life easier and keep you compliant.
- Enrol in a language course, even if your programme is in English. It helps socially and professionally.
- Register with a doctor if your system requires it.
- Learn your permit's work-hour limits and keep records of hours.
- Check your public transport options and student discounts.
- Make copies of your new residence card and update your documents folder.
- If your family will follow, start preparing their application (see our family guide).
Already planning your next step? Our guide on finding a job in Europe explains how to start building your network early.
Common mistakes
- Delaying address registration. It holds up everything else.
- Housing that does not allow registration.
- Letting the entry visa expire before converting it to a residence permit.
- Arriving without originals. Authorities often want to see them.
- Assuming health insurance is automatic.
- Working before you have a tax ID.
Talk it through with us
If you want a personalised checklist for your city and situation, including family members, book a free 30-minute call with Visarole. We have done these steps ourselves and can help you avoid the usual delays.
Want this mapped to your own profile, budget and intake?
Book a free callQuestions we hear about this
What should I do first after arriving in Europe?
Register your address with the local authority, because the bank, tax ID and residence card usually depend on it. In Germany the legal deadline is two weeks after moving in.
Can I open a bank account before I have a residence card?
Often yes, with your passport, visa and proof of address or enrolment. Some banks require the tax ID or registration certificate first. Online banks can be quicker for initial needs.
Do I need a tax ID as a student?
Yes, if you plan to work part-time, and often for other administrative steps. In Germany it is sent by post after registration; in Sweden you get a personal identity number after registering in the population register.
Is my Pakistani driving licence valid in Europe?
Rules differ by country and by how long you stay. Check the official transport authority of your country before driving.
Sources
Every figure on this page traces to one of these official sources. Rules and amounts change; check them again before you pay or apply.
- 01 German Federal Registration Act, Section 17 – Registration obligation (opens in a new tab) Checked
- 02 Swedish Migration Agency – Higher education (population register and health care) (opens in a new tab) Checked
- 03 European Commission – Your Europe: Residence formalities (opens in a new tab) Checked
- 04 EU Immigration Portal – Student in Luxembourg (opens in a new tab) Checked
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